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Entre sus funciones están la validación de pago inmediata, la conciliación bancaria ágil, los certificados de seguridad y las notificaciones automáticas por WhatsApp y correo electrónico.\n\nMás información en karlo.io.\n\n---\n\n## 🇬🇧 English\n\n**Karlo pay** is an online payment platform designed to facilitate transactions across a range of industries. It lets customers pay for services, products, layaways and advance payments digitally from their mobile devices, with no lines or physical contact at the register. Customers can defer payments for up to 12 months with any credit card, streamlining the purchase and improving the user experience.\n\nThe platform integrates with dealer/business management systems (DMS), simplifying collections and improving operational efficiency. Karlo pay also offers direct-debit and kiosk payment options. 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